Asset Management Companies carry out their activities under the provisions of the Banking Law No. 5411 and BRSA supervision and control. In this regard, their establishments, activities and inspections are subject to the same legislation and public regulations as banks. The main field of activity of Asset Management Companies is to restructure the debts they have taken over from banks or financial institutions and legally own, by reaching an agreement with the debtors on a solution-oriented common ground based on the principle of mutual trust and cooperation.

Birikim Varlık Yönetim Şirketi was founded in 2016 and continues operating by receiving the authorization for operation by the BRSA resolution in 2018. Birikim Varlık operates in line with the legislation and the supervision and auditing by BRSA, as all Asset Management companies do, with an aim to be an efficient business partner and a value-creating exclusive member of finance sector. Focusing on creating solutions by delivering added values through fast, effective and creative methods in the collection of non-performing exposures, Birikim Varlık operates by generating solutions that will enhance the interest of the company, business partners and all parties involved in the process, with the power it takes from its experience in the collection of debt collection processes as well as its expertise in the sector.

Banks have the legal right to transfer their loans based on their loan agreements. This transfer can be also made to asset management companies.

Through Debt Inquiry and other communication channels, you can make an agreement in installments or cash, depending on your ability to pay. Please click to inquire on debt.

You can contact our solution consultant regarding the issue and defer or restructure your existing plan. In case of no return on the subject, the agreement can be canceled, but the amounts you paid, if any, will be deducted from your total debt balance.

Of course, you can. You can make an appointment with your solution consultant and visit our company to discuss our solution opportunities.

Since this process is carried out by enforcement offices, there may be cases where it is not loaded into the system. This does not mean that you do not have a debt. You can obtain confirmation either from the enforcement office or through the KKB (Credit Registry Office) risk center.

Fees and expenses may be requested for termination procedures that must be carried out by the Enforcement Directorate. The amounts in question are calculated by the Enforcement Directorate, and the customer is obliged to pay such costs to the state through the relevant Enforcement Directorate.

When you are done with the payments, we can ensure that your Certificate of Release (no debt letter) for the relevant file is sent to you via the communication channel you desire. If your TR ID number is not written on the receipts of your payments, your payment cannot be tracked, and this process may take longer until the payment transactions are matched.

After your debt is paid off and your file is closed by us, the Risk Center will be notified about the issue within 1 business day. The subsequent process is out of our Company’s control and will be updated by the Central Bank within 3-6 months.